Why have a survey?

It is often said that a property purchase is the largest single financial commitment you will make in your lifetime, so it makes sense to find out whether the property you want to buy is affected by defects or other issues that might affect your decision – or might justify renegotiation of the agreed purchase price.

Forewarned is forearmed and, of course, it is best to obtain good advice before making a legal commitment to  purchase in order to avoid any unexpected surprises later.

Will the Mortgage Valuation Suffice?

If you are buying a home with the assistance of a mortgage, the lender will probably commission a valuation report, to confirm whether the property provides acceptable security for the loan.

Although it is often paid for by the purchaser, the valuation is intended solely to satisfy the requirements of the lender. It is not a survey – and you should not rely on it, when deciding whether or not to proceed with the purchase.

Before exchanging contracts, therefore, you should obtain independent, specialist advice from a Chartered Surveyor, Christopher Green & Associates Ltd.


So what are the Options?

  • ISVA HomeSurvey Report (RICS Survey Level 2)

Click here to see a sample Level 2 ISVA HomeSurvey Report

  • Building Survey Report (RICS Survey Level 3)

Click here to see a sample Level 3 Building Survey Report

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